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Who doesn’t dream about going to the beach? There’s something magical about it that draws people in and makes them excited to visit or even live there.

The Turks and Caicos Islands (“TCI”) are blessed with some of the most beautiful beaches in the world and although there is less development than on other Caribbean islands, there are plenty of opportunities to purchase beachfront villas in Turks and Caicos or even build your own.

What are the advantages and disadvantages of owning beachfront property? Here’s a quick look.

A Quick Look at the Pros

Most of us already know about the pros of beachfront property – that’s why we want to live there! You’re living in a vacation spot and you’ve always got an amazing view. It’s always a good time to BBQ on the beach, plus, you can enjoy things like scuba diving, kayaking, snorkeling, and other water sports daily.

There are also physical and mental health benefits to living close to the water. The sounds of waves help to relax both your body and mind. Saltwater is great for your skin (as long as you don’t stay in the water for too long) and helps it to maintain elasticity. And, the sun gives you a daily dose of Vitamin D (just make sure to wear your sunscreen).

Some of the Cons to Consider

While there are a lot of great things that you can list about a beachfront property, there are a handful of little issues that you want to be sure that you’re aware of before committing to the purchase of a home, condo, or beachfront villa in Turks and Caicos.

You’ll Always Have Sand in Your House

You’re walking in and out of the beach regularly, so of course, you’re going to trail in the sand. You can, however, put together a routine upon entering your home so that you can prevent this from becoming a huge issue in the living room and other home spaces.

The Salt in the Air Can Damage Electronics

While the salt in the air is good for your skin and your lungs, it is not great for electronics. Electronics will break down a lot more quickly, so you need to be certain that you take good care of them, keep them in cases, and clean them when necessary. If you have a lot of electronics, you may want to look at a villa a little further away from the beach.


The fact is, if you live in a beachfront home in paradise then you’re going to have family and friends who are going to want to come out and visit you all of the time.

You’ll have to be sure that you set some boundaries about when they can visit and what the protocol will look like when they come to visit. You’ll also want to make sure that your 1, 2, or 3 bedroom villa has enough space for everyone, too.


If you’re going to live in a tourist-centric area with vacation rentals galore, you’re going to expect to see a lot of tourists on or near your property. Tourists can be difficult to deal with, but if you’re aware of the busy times and you’re friendly, you’ll find it a lot easier to cope with so many of them.

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Oceanview Property Has Higher Insurance Rates

There are a lot of disasters that can befall beachfront property, and insurance companies try to be careful about how they ensure these homes and businesses. So, as a result, you’re going to end up paying a much higher rate.

Compare rates between companies and make sure that you have every type of insurance you may need (hurricane, flooding, etc.) before you buy a beach house.

You’ll Want Air Conditioning

Although the climate of the TCI is pleasantly warm for most of the year, there are times when it can get humid. Having to close up a beachfront villa to turn on the air conditioner can be a pain, but you’ll want to be able to do it.

Best Beaches and Locales to Live on in Turks and Caicos

With dozens and dozens of sandy beaches throughout Turks and Caicos, how are you supposed to know which one is going to be best to live on? We’re going to share 7 of the most popular beaches for people to live at in Turks and Caicos so that you can use this information while you’re looking at Turks and Caicos real estate.

Long Beach (South Caicos)

Along the eastern shore of South Caicos is the tranquil, white sandy beach known as Long Beach. Like Bight Beach on Providenciales, seagrass thrives a decent swim away from the beach. Unlike beaches on Providenciales, however, South Caicos’ beaches are usually quite deserted.

You will find beachfront villa Turks and Caicos real estate opportunities here, though, including one to four-bedroom beachfront villas.

Chalk Sound

Chalk Sound, a national park located in southwestern Providenciales, has hundreds of little rocky islands peeking out from extraordinary turquoise waters. It’s a popular tourist attraction filled with picturesque views. If you want to see young fish in the shallows, it’s also a popular spot for snorkeling.

The narrow peninsula adjacent to the park’s magnificent lagoon has some of the most desirable residential real estate in Turks and Caicos. Known for its luxury private villas and beachfront mansions, it’s not far from popular Sapodilla Bay, too.

Long Bay

Long Bay Beach is another popular spot in Provo, and it’s located on the southeastern side of the island of Providenciales (not far from Grace Bay, which is considered one of the best beaches for tourists). Long Bay Beach is ideal for kite surfing and boasts 3 miles of white sand beach.

Luxury condos, luxury homes, and luxury apartments have started to sprout up throughout this part of the island. Single persons who are looking for oceanfront property may find this to be a great investment.

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Parrot Cay

Parrot Cay is a private island well-known for its spectacular beach, exclusive real estate, and COMO Parrot Cay, which is a beautiful resort that is well known for its amenities, like top concierge service, Wi-Fi, and other island paradise must-haves. There are also villa rentals if you just want to visit. Found north of Provo, this beautiful island has some of the most untouched private beaches in the world.

In terms of real estate, if you’re looking for ultra-luxury homes and beach villas, Parrot Cay is the place to go. Celebrities like Christie Brinkley and Keith Richards own property in Parrot Cay, and you may be in a position where you’re lucky enough to see them if you decide that Parrot Cay will be your home in the TCI.

Bambarra (Middle Caicos)

Bambarra is one of 3 settlements in Middle Caicos; the other two are Lorimers and Conch Bar. While Middle Caicos is the least developed island in Turks and Caicos, this grants individuals the opportunity to build their luxury villa with a private pool, tucked away in paradise.

Beachfront land is plentiful and it’s some of the most affordable land for sale in the Caribbean. While that will likely change as people discover what a gem this area is, it’s well worth looking into Bambarra, along with the rest of Middle Caicos.

Grace Bay Beach

Grace Bay Beach is considered the best beach in TCI (and maybe even the world!), and it’s becoming more and more popular all of the time. It is filled with white sand and it is bordered by almost unrealistically turquoise waters. A popular tourist destination, it’s luxury real estate is some of the most expensive in this area.

As you would expect, you’ll interact with a lot of tourists if you choose to call Grace Bay Beach your home. There are hotels and resorts along the entire beach, along with condos and apartments for sale. If you don’t want to live right in the middle of Grace Bay, Leeward isn’t too far and it’s not quite as busy.

Salt Cay

Lastly, Salt Cay is the smallest “main” island in Turks and Caicos, with only about 6.7 square kilometers of land. This is on the south-eastern part of the archipelago (near South Caicos) and has a weather-beaten landscape due to its position facing the tradewinds.

If you’re looking to be away from the tourists and busyness of some of the other main islands, then Salt Cay is a lovely consideration for residential property. There are no paved roads, a handful of cars, a couple of restaurants, and a domestic airport. It’s peaceful, which makes it a solid choice for those who want to find quiet Turks and Caicos beachfront villas.

Beachfront Property For Your Home

If you’re looking for a beachfront villa on one of the spectacular Turks and Caicos islands, then you want to start with our guide. Figure out if an ocean view home is going to be right for your purposes and if you’re ready to enjoy everything that island life has to offer. Then, find the beach getaway that fits your personality and budget best.